Get the one-page guide that exposes the 7 myths lenders use at the closing table — and what to do instead.
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Each myth is paired with the real answer — and the numbers that back it up.
False. It's optional — lenders are not allowed to require it. Here's how to spot the pitch.
It's not. The benefit goes to your lender, not your family. A critical difference.
The pricing data says otherwise. We compare real numbers side by side.
Simplified-issue term life exists — and often costs less than MPI. Most people don't know to ask.
The house is paid off — but there's no cash for bills, income, or emergencies. Is that enough?
Indemnity policies pay the remaining balance, not the original face amount. Read the fine print.
There's no cash value, no investment component. What the pitch really means vs. what you actually get.